Privacy Policy of the website atomicmortgage.com and its apps

Preamble

The website "atomicmortgage.com" and its apps on Apple AppStore & Google Play (hereinafter "the Website") respects the privacy of its users. The terms listed here will inform you about the privacy policy practiced on the Website. They cover, among other things, how the Website uses the information provided by users or collected during the use of the Website.

The privacy policy applies alongside the Terms of Use of the Website.

General

For non EU Users:

When using the Website and its services, information about you is collected. Some of this information identifies you personally, such as your name, address, etc. This is information you knowingly provide, for example, when registering for services on the Website.

For EU Users:

We don't collect any personal information because no services are offered there yet. But the Website and its Apps are available there for use. There are

For Both EU and non EU users:

Some information does not identify you personally and is not stored with your details. This is statistical information and aggregated data, such as advertisements you viewed on the Website, the pages you visited, the offers and services that interested you, the IP address from which you accessed the Website, and more.

Registration for Services (non EU users only)

Some services on the Website require registration. During registration, you will be required to provide personal information, such as your full name, email address, mobile phone number, address, and details related to your mortgage (existing, new, tracks, mortgage insurance details, etc.). Mandatory fields will be clearly indicated. Without providing the required information in the mandatory fields, you will not be able to register for services that require registration. Since the Website will only request the information necessary for the service you are registering for, in some cases, you may be asked to provide additional information relevant to the nature of the service.

Disclosure: Registering for services to receive offers from insurance agents for mortgage insurance or from mortgage consultants affiliated with the Website’s management may result in the Website receiving a nominal fee for transferring your details to these third parties.

Information Database (non EU users only)

The information you provide during registration for services on the Website will be stored in the Website’s information database. You are not legally obligated to provide this information, but without doing so, you will not be able to use these services.

Collection of Information for Statistical Purposes (Both EU & non EU)

The Website uses services from various companies that provide statistical analysis regarding the use of the Website. These companies collect and analyze information about the scope of Website usage, frequency of use, sources of user access to the Website, and similar data. The collected information is statistical in nature, does not personally identify you, and is used for analysis, research, and monitoring purposes.

Use of Information (Both EU & non EU)

The use of collected information will be done only in accordance with this privacy policy or applicable law, in order to:

• Enable the use of various services on the Website.
• Improve and enhance the services and content offered on the Website.
• Modify or cancel existing services and content.
• Facilitate the purchase of products and services on the Website, including the publication of information and content.
• Tailor advertisements displayed during your visit to the Website to your interests.

The information used by the Website will primarily be statistical and non-personally identifiable.

Direct Electronic Mailing (non EU only)

The Website’s management may periodically send you information about its services, as well as marketing and promotional content, via email. Such information will only be sent if you have given explicit consent, and you may withdraw your consent at any time to stop receiving it. The Website’s management will not share your personal details with advertisers. However, it may share statistical information about user activity on the Website, which will not personally identify you.

Disclosure of Information to Third Parties (non EU only)

The Website’s management will not transfer your personal details or information about your activity on the Website to third parties, except in the following cases:

• If you register for services involving third parties, such as mortgage insurance agents or mortgage consultants, the necessary information will be transferred to these third parties to complete the engagement process with you.
• In the event of a legal dispute between you and the Website’s owners or management that requires disclosing your details.
• If you perform actions on the Website that violate the law.
• If a court order is received instructing the disclosure of your details or information about you to a third party.
• If the Website is sold or its operations are transferred in any way to another entity, or if it merges with another entity or merges its operations with a third party, provided that the receiving entity accepts the provisions of this privacy policy toward you.

Cookies (Both EU & non EU)

The Website uses "cookies" for its regular and proper operation, including to collect statistical data about Website usage, verify details, tailor the Website to your personal preferences, and for information security purposes. Modern browsers include an option to avoid accepting cookies. If you are unsure how to do this, check the help file of the browser you are using.

This Website may use cookies (especially for registered users and subscribers for non EU users) and internal statistical interfaces to maintain an anonymous statistical record of visitors, analyze visitor traffic, browsing habits, click analysis, and time spent on the Website.

Unless you are logged into the Website, the stored information is completely anonymous and does not include your name or any other identifying details.

Information Security (Both EU & non EU)

The Website implements up-to-date systems and procedures for information security. While these systems and procedures reduce the risks of unauthorized access, they do not provide absolute security. Therefore, the Website does not guarantee that its services will be completely immune to unauthorized access to the stored information.

Right to Review Information (non EU only)

You can demand information about you be deleted from the database (unregistering from newsletter & unregistering from the Website services that was filled by you in the forms). Such requests should be sent to the Contact Us page.

Changes to the Privacy Policy (Both EU & non EU)

In the event of significant changes to this policy regarding the use of personal information you provided, a notice will be published on the Website’s homepage.